Are you looking for the highest level of cover, but can’t afford the high premium that may come with it? Well there are a number of things you could do to help bring the premium down. Firstly, get one of our Black Box policies as described above as this will help you secure a lower rate. Secondly, restrict your mileage, as the lower your mileage, the cheaper your premium could be – however be careful not to understate how many miles you will drive as this could cost you more in the long run if you need to top up your mileage, or could even result in policy cancellation if you go over your allowance without purchasing extra miles.
You can also look at the type of car you will be driving; opting for something smaller and less powerful can help bring the cost down further. Adding a parent to your policy can have an impact on your premium, often resulting in a discount, while parking your vehicle overnight somewhere more secure like a garage, can save you money compared to parking it on the road.